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Kick Start Your Life-Holistic Financial Health
Perkstreet.com Use Actfinancially.com as Resource
Your Not The Boss of Me! Four Ways To Keep Collectors in Their Place
Think of the Fair Debt Collection Practices Act as that fearless friend who shielded you from bullies lurking in the schoolyard. It states that collectors cannot do any of the following:
- Call at a time or place that is known to be inconvenient to you.
- Call your place of employment if they have reason to believe your employer doesn’t allow such calls.
- Use violence or threaten violence.
- Disclose your debt or threaten to disclose your debt to third parties like friends or relatives.
- Call repeatedly (“The generally accepted practice is one call every seven days unless you have promised to take an action and they call to follow up and verify you did so,” explains Jo Bittof, senior managing partner and co-founder at ActFinancially, an online community designed to help people meet their financial goals.) Read More:
CNN Money Quotes ActFinancially.com:
Fight The Addiction To Shop
"...Weigh your needs versus your wants carefully before you get to the register and consider leaving your credit cards at home. "If you live on a cash basis it is a lot harder to fall into that behavior. Make a budget and track your spending each week, so you are constantly monitoring yourself," advises Jo Bittof, co-founder of actfinancially.com. And if possible, don't shop alone or with another person who has impulsive tendencies..."
Read more at Money.CNN.com
9/1/10
Today's Parent Quotes Actfinancially Co-Founder...
September is College Savings Month, a great time for those who are already in college to start developing healthier financial habits. The need is very real: after years of dutifully saving for college, more and more college students are spending their school years piling credit card debt on top of their student loans, leaving them in a deep financial hole upon graduation. This cycle can also lead to stress, depression and decreased academic performance while still in college. Read more at Today's Parent
8/26/10
Chicago Tribune quotes Coach Jo and references actfinancially...
in their Do You Shop Compulsively article. Read More at Chicago Tribunes' Spending Smart
5/17/10
SOLUTIONS WEBSITE AND WEB-APPLICATION
as shown at www.designsensory.com website:
The beginning of March brought us to the end—really the beginning—of a long but satisfying journey. For nearly nine months, we have been hard at work developing a competing product with the likes of Mint and Wesabe. Both products are good at what they promise to do, but for many people who need more "personal attention" they leave much to be desired. Enter Solutions web app found at actfinancially.com.
Late last summer, two women entrepreneurs approached us with a detailed concept for a new financial tracking web application. Drawing on decades of corporate and financial experience, Jo Bittof and Nancy Lowery articulated a vision of a robust, user-friendly financial tracker surrounded and supported by educational materials, coaching and a personal rewards program. Their goal was to create a platform that would allow individuals and families to address bad financial habits the same way people learn to lose weight and get healthy: with an emphasis on education, accountability, habit formation, reinforcement and conditioning.
There are many financial-planning and reporting apps out there, but for many people who need more "personal attention" they leave much to be desired. Enter Solutions at actfinancially.com.
What is Solutions?
Solutions contains a full-featured set of budget planning and reporting tools. The transaction register is based on manual entry to force the user to maintain top-of-mind awareness of each and every transaction. For convenience, transfers between multiple accounts, cash withdrawals, reconciliation tags and commenting areas are supported under the register. At any time, the user can run reports on their spending and saving patterns as well as comparisons against their ideal budget.
Those interested in learning more about the whys and hows of financial planning and management can turn to two main areas for education and personal growth: the community and coaching sections. Community features forums, where people can ask questions, get opinions, be inspired by others’ successes, and learn from mistakes. A rich knowledge base is made available, easily accessed in the coaching section. There, the user can find skillfully written articles--sorted by topic—as well as quizzes, videos and a blog published by Jo and Nancy.
Finally, Solutions features a rewards system, to reinforce learning and good financial behavior. Each time the user completes a task in Solutions—such as reading an informative article or completing a step toward financial independence--they receive a reward in the form of "Golden Eggs." The eggs can then be redeemed for prizes.
So, if you are a parent looking to find the money for braces or a recent grad with a new job looking to save for a home check out Solutions today. You bring the goals and it'll help get you there. Read More...
Knoxvillebiz.com
Business people in the news: May 16
Posted May 16, 2010 at midnight
Barge Waggoner Sumner & Cannon has been ranked No. 195 on the 2010 Engineering News Record Top Design Firms list. The firm moved up 24 places from last year.
Battles and Battles Tile Inc. has received the Grand Prize for tile and stone installation in the commercial category from the National Tile Contractors Association. The award recognizes installation of marble and granite in the Howard Baker Center for Public Policy.
Jo Bittof and Nancy Gehring Lowery have launched Solutions, a website offering online financial tools, coaching and community support. The site, www.actfinancially.com, was designed by local firm Design Sensory.
Actfinancially.com Launches Personal Financial Planning Website
PR Newswire Press Release Source:
Solutions Financial, LLC On Wednesday April 7, 2010, 9:00 am EDT
Actfinancially.com features financial coaching, community and money management tools for individuals seeking help to better understand how to manage money.
KNOXVILLE, Tenn., April 7 /PRNewswire/ -- While personal financial planning is challenging many people, help is just a click away. Management veterans Jo Bittof and Nancy Gehring Lowery, have put their combined 60 years of experience to work in developing Solutions, a website offering online personal financial planning tools, financial coaching and community support. For those who want to understand how to manage money more effectively, Solutions provides resources to help them learn just how to do that.
"We all know that any challenge is easier to meet when you have a supportive community of like-minded people alongside you. Especially during this economic downturn, the widespread need for financial coaching and personal financial planning has surfaced," said Bittof. "People have more incentive than ever to strive for financial health, yet many people have never been taught how to manage money. Our hope is that actfinancially.com will fill this gap and help anyone who wants personal financial planning to achieve their goals. "
The site includes personalized financial planning, budgeting, goal-setting tools and reports, a library of information and resources, blogs, tips, financial coaching help to manage money and community features such as forums, message boards and live chat for guidance and support. To ensure availability to everyone http://www.actfinancially.com offers a free Lite account and Full membership for just $30 a year.
Bittof and Lowery's achievements in the banking, credit, collections, legal, and consulting arenas are evident in the depth of knowledge, personalized financial coaching and intuitive money-management tools throughout the website.
"We are seeing more and more young people, especially women, who want to achieve financial success but don't have the knowledge, support or confidence to manage money for success," said Lowery. "Some of our members do have some financial savvy, but realize they need to pull their strategy together into a cohesive whole. The Solutions tools and coaching are designed to help members build a plan, monitor it, manage money and realize financial freedom."
The Solutions site www.actfinancially.com launched on March 20th to enthusiastic reviews from initial beta members.
More Coverage:
http://www.sanluisobispo.com/2010/08/29/1267289/spending-smart-dont-let-compulsive.html
http://www.bellinghamherald.com/2010/08/30/1594048/spending-smart-dont-let-compulsive.html
http://www.heraldnet.com/article/20100831/BIZ/708319951
http://www.newsique.com/business/fight_the_addiction_to_shop/
http://www.stltoday.com/business/article_e16329f0-8909-55b7-a8fc-36af86ac9290.html
http://www.sacbee.com/2010/08/29/2990506_spending-smart-dont-let-compulsive.html
http://www.tri-cityherald.com/2010/08/29/1147335_spending-smart-dont-let-compulsive.html
http://www.theolympian.com/2010/08/29/1350995_spending-smart-dont-let-compulsive.html
http://www.kansas.com/2010/08/29/1468357_shopaholics-can-be-just-as-hooked.html
http://www.istockanalyst.com/article/viewiStockNews/articleid/4449505
http://www.newsobserver.com/2010/08/29/653812/spending-smart-dont-let-compulsive.html
http://readingeagle.com/article.aspx?id=246052
http://www.thesunnews.com/2010/09/12/1686148_dont-give-in-to-compulsive-shopping.html
http://wvgazette.com/ap/ApBusiness/201008270244
