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TERMS OF USE

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Solutions Financial, LLC Terms of Use for the actfinancially.com Website 
 
 

Actfinancially.com is made available to you by Solutions Financial, LLC subject to you accepting to be bound by all of the terms of use set forth below. ‘You’ and ‘user’ refers to all persons and entities that use this website. ‘Website’ refers to actfinancially.com. 

By registering for and/or using this Website you signify your agreement to all of the terms of use set forth below and to your  understanding of our privacy policy. If you do not agree to all of the terms of use, do not register or use this Website.

Privacy Policy-we do respect your privacy. All personal information provided by you remains personal and confidential within the terms stated about how we collect, use and disclose your personal information. If you have questions about how your personal information is handled please refer to our Privacy Policy.  

Changes to The Terms of Use-It may occasionally be necessary to change these Terms of Use. Should that occur, we will post a publicly-placed notice on the Website. Your decision to continue to use  the Website following any such change signifies your agreement to be bound by the Terms of Use as changed. If you disagree with any change to the Terms of Use, you should  cease using the Website immediately. 

Age Requirements-you must be at least 18 years old and of legal age to form a binding contract in your state of residence in order to use this Website. If you are not old enough to enter into a legal binding contract, you are prohibited from using this Website. If the staff of Solutions Financial, LLC learns of the registration or use by a non-qualified person by reason of age, we will delete any personal information as soon as it is practical to do so after learning of such fact.

Safety Measures and Protections-All information, resources, discussions, tools and the like that are found on this Website are general and generic in nature and are for broad informational purposes only. Any specific content that is provided on this Website may, or may not, be provided by a licensed professional, but in all cases your voluntary use of any such information is at your own risk. For information and recommendations about your own specific financial issues and questions you should seek guidance from an expert financial counselor of your choosing, one who is positioned to delve into your personal situation in-depth. We are not a licensed financial counselor and have no expertise in examining anyone’s personal financial situation, making recommendations for one’s personal financial situation, or in determining the effect of any specific action, tool or suggestion on one’s personal financial situation. If you have a particular need for personal financial help, you should seek it immediately from a qualified professional. Never ignore or delay acting on either professional advice or your own judgment due to something you may have read on this Website. Your personal judgment and the advice of your professional adviser should always control your decisions. 

Not all actions, activities or financial exercises provided on this Website are suitable for everyone. Solutions Financial, LLC and actfinancially.com are not responsible for any financial decisions you may make as a result of your access to this Website. Any information you obtain from this Website is general in nature and you agree that your use of Website information is totally voluntary and at your own risk.  

Information and tools provided on this Website are thought to be accurate, but we cannot endorse, guarantee or verify all information, discussions, services and recommendations found on this Website. Use of and reliance on any materials, thoughts, tools, discussions or resources received through the Website is solely at your own risk. 

Website Content You Create-When you post on team boards or forums, create or comment on blogs, offer ideas and suggestions, or otherwise submit media in any form be it print, audio, video, digital or otherwise for this Website (“Data”), you grant to Solutions Financial, LLC a perpetual, irrevocable, royalty-free license to reproduce, distribute, transmit, display, digitally perform, modify and otherwise use such Data commercially without limitation. You further agree not to assert any claim, whether based on tort, contract, or other legal theory, against Solutions Financial, LLC or relating to our use of the Data, and you hereby release Solutions Financial, LLC from any such claims. You represent that your Data: (1) will not infringe any third party's copyright, patent, trademark, trade secret or other proprietary rights; (2) will not violate any law, statute, ordinance or regulation; (3) will not be obscene or contain child pornography; (4) will not contain any viruses, worms, time bombs or other computer programming code that is intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or information; (5) will not violate any third party’s rights of publicity or privacy; and (6) will not be defamatory, unlawfully threatening or harassing, harmful to minors in any way, or otherwise offensive or inappropriate. Additionally, it is your responsibility to comply with all laws that may govern the content of Data you create.

Community Behavior-You are responsible for keeping your registration information confidential. Any use of your login is your sole responsibility, whether or not you authorized it. Any and all of your profile information is represented by you to be accurate and complete. You agree to provide a current and correct email address to the Website and to update your information as demographic and other pertinent changes occur.

If you make your email address available to others at this Website you assume full responsibility for the content of any messages sent to you by other Website members or third parties. You also agree that if you use others email addresses from this Website you will not send spam, offensive material, invasive material, or illegal material. Solutions Financial, LLC is not responsible for the content of emails exchanged between users.  

User posts on the Website are not endorsed by Solutions Financial, LLC. Any actions you take as a result of information posted by another user is at your own risk.

Before posting you agree to follow basic guidelines for community courtesy including:

Practicing respect for others.

Using kind and courteous language.

Never threatening, harassing, belittling, abusing or harming another.

Never soliciting or promoting other products or services.

The Website staff, at its sole discretion, reserves the right to delete posts that are deemed substandard or inappropriate in any way.

If you are found to be misusing the Website, we can remove your posts and cancel or suspend your membership. Your access to the Website can be blocked for due cause, without prior notice, should you violate any portion of the Terms of Use. No refunds will be made.  

Membership Fees-In order to afford everyone interested in this Website the opportunity to avail themselves of its contents, we have strived to set the membership fee as reasonable as possible. Should you choose to cancel your membership at anytime during the period for which your fee applies, no refund will be made. The small annual membership fee covers basic administrative costs and is not refundable.   

Website Changes and Modifications-Solutions Financial, LLC may, at any time, change, add, remove, modify or discontinue any portion or feature, in part or in whole, without prior or further notice and without liability to you.  

Third Party Websites-Should you choose to leave this Website via a link, ad, or any type of reference provided here, you do so of your own volition and at your own risk. We claim no responsibility for, nor do we endorse, any other website. You agree that actfinancially.com and Solutions Financial, LLC have no liability of any sort that results from your decision to use a third party website.

Limitation of Liability- TO THE MAXIMUM EXTENT PERMITTED BY LAW, UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY (WHETHER TORT, CONTRACT, OR OTHERWISE) SHALL Solutions Financial, LLC, or any of its service providers, HONORARY STAFF, information providers, licensors, employees, distributors or agents (COLLECTIVELY, ITS “AFFILIATES”) BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY MONEY DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL, INCIDENTAL, COVER, RELIANCE OR CONSEQUENTIAL DAMAGES FOR YOUR USE OF THIS WEBSITE, EVEN IF Solutions Financial, LLC, or any of its AFFILIATES SHALL HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIM BY ANY OTHER PARTY. 

Content and Warranty Disclaimer- SOLUTIONS FINANCIAL, LLC, AND ACTFINANCIALLY.COM PROVIDE THE CONTENT AND SERVICE ON THIS WEBSITE ON AN “AS IS” AND “AS AVAILABLE” BASIS WITH NO WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. SOLUTIONS FINANCIAL, LLC,  AND ACTFINANCIALLY.COM SPECIFICALLY DISCLAIMS ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, FUNCTIONALITY, DATA INTEGRITY, PROTECTION, OR NON-INFRINGEMENT. This Website is provided for general and generic informational purposes only and is not intended for use with any activity for which damages may result from untimely or inaccurate data. Solutions Financial, LLC, and actfinancially.com does not warrant that the data or functions contained within any part of the Website will meet your requirements, that defects will be corrected, that any part of this site is free of viruses or other harmful objects, that user data is absolutely secure, or that operation of any of its services will be uninterrupted or error free. 

Electronic Signature/Contract- Use by you of this Website constitutes your electronic signature and agreement to be bound fully by these Terms of Use. 

General Information-Should a dispute arise related to the Terms and Conditions of this Website said dispute will be governed by the laws of the State of Tennessee irrespective of its conflict of law principles. You agree that any legal action you bring, related to this Website, will be brought exclusively to a state court of jurisdiction within Sevier County, Tennessee and you will submit to the exclusive jurisdiction of said court.  

These Terms of Use constitute the entire agreement between you and actfinancially.com and Solutions Financial, LLC.  

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